TERMS & CONDITIONS

Effective Date: 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website, services, communications, training programs, and technology platforms (collectively, the “Services”) provided by Chase Westbrook (“we,” “us,” or “our”).

By accessing or using the Services, you agree to be bound by these Terms.

1. Nature of Services

Chase Westbrook provides information, guidance, and support related to insurance products, financial services, and/or independent contractor opportunities.

Participation does not create an employer-employee relationship. Individuals are responsible for their own licensing, regulatory compliance, and business activities.

2. SMS Communications (Program Description)

We may send SMS text messages to individuals who provide express written consent through website forms, registrations, or scheduling tools.

SMS messages may include:

Marketing messages

Financial tips and retirement insights

Pension claim guidance

Promotional offers

Appointment scheduling and inquiry follow-ups

Administrative notifications

Message frequency varies. Message and data rates may apply.

3. Opt-Out Instructions

You may cancel SMS communications at any time by replying:

STOP — to unsubscribe HELP — for assistance

After sending STOP, you will receive a confirmation message and will no longer receive SMS messages unless you opt in again.

For support: 📞 Phone: 833-538-0806 📧 Email: [email protected]

4. Communications Consent

By providing your phone number and selecting the SMS consent checkbox, you expressly consent to receive marketing and informational text messages from Chase Westbrook / Westbrook Insurance. These messages may include financial tips, retirement insights, pension claim guidance, promotional offers, appointment scheduling, and related communications.

Consent is not a condition of any purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.

5. Message & Data Rate Disclosure

Standard message and data rates may apply for messages sent to and from your mobile device. Contact your wireless provider for plan details.

6. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

7. Age Restriction

The Services are intended only for individuals 18 years of age or older. We do not knowingly collect information from minors.

8. No Employment or Earnings Guarantee

We do not guarantee:

Employment

Income

Commissions

Financial results

Results vary based on individual effort and external factors.

9. User Responsibilities

You agree to:

Provide accurate information

Use Services lawfully

Comply with applicable licensing and regulations

Respect intellectual property rights

10. Intellectual Property

All content, branding, materials, and website elements are the property of Chase Westbrook and may not be reproduced without written permission.

11. Third-Party Services

Our Services may rely on third-party platforms and providers. We are not responsible for outages, errors, or practices of third-party systems.

12. Disclaimer of Warranties

Services are provided “as is” without warranties of any kind, to the fullest extent permitted by law.

13. Limitation of Liability

To the fullest extent permitted by law, Chase Westbrook shall not be liable for indirect, incidental, or consequential damages arising from use of the Services.

14. Indemnification

You agree to indemnify and hold Chase Westbrook harmless from claims resulting from misuse of the Services or violation of these Terms.

15. Governing Law & Dispute Resolution

These Terms are governed by the laws of the applicable state in which services are provided, without regard to conflict-of-law principles.

Disputes may be resolved through binding arbitration where permitted by law.

16. Privacy Policy

Your use of the Services is also governed by our Privacy Policy.

17. Changes to Terms

We may update these Terms at any time. Continued use of the Services constitutes acceptance of updated Terms.

18. Contact Information

Chase Westbrook
📞 Phone: 806-451-1994
📧 Email: [email protected]

© Chase Westbrook. All rights reserved.